Hi everyone! I am very pleased to have the following interview with Ivan, The admin of SynergyMoney .. Before hearing from Ivan let me just remind you that SynergyMoney offers two main unique plans which earns you up to 190% return on your investment and it’s currently celebrating the first month anniversary with a great success.

1- Hello Ivan, Thank you for taking the time to allow me to interview you. Please introduce yourself to my blog readers. Do you have any previous experience in running an HYIP or other sites?

Hello Nader and all readers of Ebusiness-today. First, I would like to thank you for this interview. I think this is great opportunity for your readers to get more familiar with Synergy Money and who is behind it.

I have been involved in this online industry since 2006. I have always been known as “jonstone” in the forums and my real name is Ivan. I have operated only one program in 2007 but due to circumstance beyond my control, the program had to close and paid out more than 60% of the deposits of the members not in profit. I learned a lot since then and now I am more confident and more careful. This is the reason why you always see improvements in the structures of Synergy Money.

2- Please tell us a bit about your job at SynergyMoney. Are you working alone or do you have a business partner or assistant?

Synergy Money is a proprietorship, solely owned and operated by yours truly. I do not have any business partners, however I do receive a lot of help with respect to advice and suggestions from those I trust and who are close to me on the internet. I will not mention any names since they do not work for me. They are just regular members like anyone else who care about the success of their downline members as much as I do. In addition, I also have a programmer who built the script and is consistently adding new features and modifications where needed.

3- Please explain the investment plans to us in detail. What are the minimum and maximum amounts accepted into each plan? What rates of interest do you offer and how long do they run for?

Synergy Money has two investment plan categories – “Start up Plans” and “Serial Plans”.

The “Start up Plans” are standard plans without a twist. They consist of two groups: “Basic I” and “Basic II”.

“Basic I” offers 1% per day for 90 days and at the end of the investment term you receive the full amount of your principal. The minimum to invest is $3 and the maximum is $100.

If you invest $100 in “Basic I”, you will get $1 each day and after 90 days you will get your principal back $100. This brings a total of $190 or 190% Return on your Investment.

“Basic II” offers 2% for 90 days and the principal payment is included in the daily earnings. This means that your 2% daily earnings equal to 0.9% profit plus 1.1% of you principal every day.

Minimum to invest in “Basic II” is $10 and maximum is $1500. A deposit in “Basic I” is required before investing in “Basic II”.

As you can see the Start up Plans are designed to build up your account with very little start up money. You can start earning 2% per day with only a $13 total investment.

The “Serial Plans” are the plans with a twist. They consist of two groups – “Premium” and “Advanced”

Both groups offer 2% per day for 60 days. The twist here is that your principal investment is paid in 4 equal installments (parts) during the 60 day term. This means that you receive 25% of your principal on the 15th, 30th, 45th and 60th day of your deposit duration. The interest rate is 2% and it applies to your current deposit level, which changes every 15 days. This means that with time your earnings would decrease as the current level of your deposit decreases.

The minimum investment in “Premium” is $100 and the maximum is $1500. The minimum investment in “Advanced” is $30 and the maximum is $1500.

A deposit in “Premium” is required before investing in “Advanced”.

Both “Serial Plans” are designed for a faster turnover of your investment, as you break even in just 30 days.

4- I know that you just added a new investment plan called “Advanced Serial”. Can you tell us what is the difference between the “Advanced Serial” plan and the “Premium Serial” plan? and what is the reason for adding the “Advanced Serial” plan to the investment plans?

The difference between the two plans is only one – the different minimum investment level. The Advanced serial plan is more like a supportive plan. For example, If you have $100 invested in the Premium plan and after 15 days you receive your 25% of your principal, you cannot re-invest due to the $100 minimum investment level. That is where the Advanced plan comes into place. The minimal investment is $30 rather than $100, like in the Premium serial plan. However, to participate in the Advanced plan you need to invest in the Premium first. Lowering the minimum level of the Premium plan would not solve the issue as there will be always a need for a supportive (“Advanced”) plan for investors who do not wish to decrease their daily earnings due to 25% principal return.

5- Are the rates of interest you offer realistic? How long do you think it can be sustained?

The rates are set according to the industry trends. I am confident that with the given serial plans people will re-deposit more often to maintain their active level of investment. This program is designed to last a long time. I cannot predict the future, nor I can give estimates. Synergy Money balances well the correlation between long term sustainability and a quick turnover.

6- What payment processors do you accept? Do you plan to expand this list in the near future?

We accept the industry’s most popular payment processors – AlertPay, Liberty Reserve and SolidTrustPay. We do accept also Perfect Money. Given the broad variety of payment options I do not consider it necessary to add more payment systems as of yet. However, if a demand occurs, I am open to adjustments.

7- What about the security of the SynergyMoney website? What steps have you taken to protect both yourself and members from malicious hackers and DDoS attacks?

We are using an encrypted script. All data is stored in encrypted files and it is safe from third party manipulation. All sensitive data like payment processor info and email are not possible to be changed once saved in the script. The only person who can make any changes is me.

We are hosted on DDOS protected server from BlackLotus and when our numbers grow, we will move to a bigger server.

Personally, I use corporate level security (“Symantec Endpoint”) on the computer I use to access anything related to Synergy Money.

8- Tell us as well about your hosting provider and your script. Who are they supplied by and how highly would you rate them in terms of the quality of the product they provide and the after sales support?

As I mentioned we are hosted on Black Lotus DDOS protected server and we are using a custom made encrypted script. All data is stored in a safe place under encryption. The server performance is good at the moment but I am already prepared for a move when we grow in numbers and will need more “power”.

I rate the script we are using really high, as it has many possibilities that we have yet to experience.

The security level is already high and I am considering implementing more security tools for our members to increase the security level of their account.

I am also constantly adding new features on the script, which our members appreciate a lot. When I see a possibility or a good idea I decide to implement it. For example, a member contacted me about being able to withdraw their referral commission to their e-Wallet so they could re-invest it. I thought that might be a good addition to the list of features in Synergy Money so I made it happen.

9- What can you tell us about the success of the program overall so far? Are you pleased with the level of growth to date? Can you give us any statistics on the amount of active members and the total amount deposited?

We just achieved one month of operations. We are greatly successful and you can notice that by the fast payments and tremendous support from our members in the forums. We are growing steadily and not long ago we had a big increase of new members signing up. I am extremely pleased with the level of growth at this point. We are very close to the 20K mark in total deposits and almost reaching 300 total members.

10- What kind of customer support do you offer to members? What are the most effective ways of getting in contact with you if I have questions or problems?

Customers can contact me via the contact form or use the support ticket system in their member area. There is also a chat on each of the contact pages, where they can chat with me online. I am online most of the day and usually this is the fastest way to contact me. You can find the little chat window on the right bottom corner of the Contact Support page in your member area.

11- What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

This is really good question. The most common question I am asked is how the principal return functions in the serial plans and how the internal re-deposit feature works. So, to address the first issue I would like to mention that after every 15 days from your deposit date you receive 25% of your initial investment in any of the serial plans. For example if you invest $100 today you will receive $25 after 15 days and $25 more after 30 and so on until you reach the 60 day when your deposit expires and you receive the last 25% portion of your deposit.

The next issue is the re-deposit internally from your earnings in the Synergy Money system. First, you need to go to the “Withdrawal” page in your member office. This is like making a normal withdrawal request with only one difference – instead of choosing to withdraw to your payment processor, you have to choose to withdraw to your e-Wallet. Then, after you have withdrawn your earnings to your e-Wallet, simply choose “Deposit” from the Account menu and follow the instructions on the screen. This avoids the payment processor fees charged on withdrawing and re-depositing. Many members take advantage of this method as it saves them money.

12- What would you say to a potential member of SynergyMoney? Why choose you over the hundreds of other programs?

Synergy Money is owned by its members. The growth and future depends on its unity. We have no governors only members. Each member is seen and treated as an equal and is in no way to be considered to be any less valuable than anyone else.

Furthermore, as the administrator of Synergy Money, I take my job seriously. That means that I can tell you which member has what ID in the program, as I know most of the IDs of the members by heart. I keep a close eye on everything happening to make sure that mistakes or glitches do not happen and also that everything is conducted under an ethical guideline.

Striving to bring and add ethical value to Synergy Money is what I consider the most important guideline in administrating the program.

13- And finally is there anything else you wish to say that was not touched on by my questions? Thanks for providing me with this interview.

Last thing I would like to mention is that we have one of the most positive threads in the MoneyMakerGroup forum at this moment. We surely have lots of fun discussing or just having a common dialogue among each other. You are more than welcome to join our investment community there and enjoy the atmosphere.

http://www.moneymakergroup.com/Synergymoney-Synergymon-t361885.html

Thank you for this interview Nader. I also would like to thank all members, bloggers and promoters who managed to bring the word out about Synergy Money.

Thanks a lot to Ivan for taking the time to answer my questions. and let me wish him and all the members of SynergyMoney the very best of luck with their investments. That’s all for today guys and I will see you again here soon with more news and updates. Thanks for visiting my blog and I hope to see you everyday!

Hi everyone! I am very pleased to have the following interview with Kevin, The admin of EdwardBrownInvestments .. Before hearing from Kevin let me just give a quick reminder that EdwardBrownInvestments is a long term low rate of interest HYIP and basically it just offers the one investment plan with the rate of interest depending on how much you deposit. The plan itself runs for 180 business days and the daily interest is vary from 1.2% to 2%. For a fuller description please first check out my review published here.

1- Hello Kevin, Thank you for taking the time to allow me to interview you. Please introduce yourself to my blog readers. Do you have any previous experience in running an HYIP or other sites?

Hello Nader! My name is Kevin Stevens, the CEO of EBI. This is my first online investment program, however I have experience in the real-world offline investment industry. (Not as a fund owner, but an employee.)

2- Please tell us a bit about your job at EdwardBrownInvestments. Are you working alone or do you have a business partner or assistant?

EBI is managed by a team of individuals. I am the CEO, my partner Sonny Greco is more of a silent-partner (like, funding the programs advertising budget, hosting costs, etc), and we are working closely with Mandy Brown, who was the wife of Edward.

Michael Scott used to work with us as customer service, but he stole the money out of the advertising account that was allocated to him, so we had to let him go. Now it is EBI’s signature to have all customer support handled by the CEO (me), until we find a new representative.

There are also some other employees, but they are just behind the scenes. (See here: http://www.edwardbrowninvestments.com/?a=cust&page=aboutus)

3- EdwardBrownInvestments has a long controversial story, Can you tell us a bit about this story since the program launched on November 2008 until now?

Well, the history of EBI is a long story. Let’s start off with the beginning. On November 12, 2008, long time internet-marketer Edward Brown opened up his HYIP “Edward Brown Investments” on free hosting, with a free domain. His idea was to invest in other HYIPs. Since he had no prior experience trading, this was the only option. (Fun Fact: Edward didn’t hire monitors at this point in time. His words exactly, “I don’t believe in them”. )

Soon after the program was officially online, Edward met his soon-to-be-best-online-friend-and-business-partner, Rev. William Roma. Roma introduced him to HIS business partner, Rev. Dr. Laremy Wade. Laremy wade was a forex trader, and Edward decided to let him trade with the members funds.

With Laremy behind the wheel, EBI flew into a success. People were investing everywhere, the buzz was crazy, and Edward was happy. But, Laremy Wade decided that the forex profits weren’t enough for him, so he started to gamble away the members funds on Liberty Reserve “Head/Tail” games. He lost nearly everything.

At this point in time, both William and Edward still thought that the funds were being traded legitimately, and that their 0.25% personal daily profit was coming from forex trading.

Around the middle of June, 2009, Edward was found dead in his own home by his wife. Cause of death: Strangulation. Was this a murder by a jealous friend? Or was it suicide from the stress? The case is still not solved, however the prime suspect, Aragon Alexander, remains innocent.

Edward left the entire business to William Roma, in his will, so William took it over. 2 weeks later, EBI stopped paying. It all hit the fan at ones. The current script provider went out of business, and the script didn’t work anymore. Laremy lost the members funds. It appeared to be game over.

Monitors moved EBI to the scam section. The TalkGold forum came out and cheered that EBI was gone.

A few months later, I came in and bought the business. (Kevin Stevens, partner Sonny Greco.)

And in early March of 2010, EBI was officially re-launched. Brand new website, and now LR PM SP and AP accepted, instant LR withdrawals, and a customized forex trading robot to handle members funds.

And that is basically the history of EBI. Go ahead, you can wake up now… the boring part is over.

4- What are the plans you are offering your members? How did you come up with these plans?

The forex robot was in testing the entire time EBI was offline, which was basically the summer of 2009. Over that period of time, we calculated some investment plans that would work for both the members benefit and our benefit.

The plans last for 180 business days, and pay 1.2% daily to 2.0% daily depending on how much you invest. The robot generates between 2.0% and 3.0% per day, five days a week. (Great days can get as high as 5.0%, not that often though.) There is also a stop-loss on the robot at 0.1%.

5- Are the rates of interest you offer realistic? How long do you think it can be sustained?

Yes. For as long as we wish. There is no reason for the robot to fail, therefore there is no reason for EBI to fail. Members data has been backed up, site is backed up, members capital is guaranteed by SKR’s and Low-ROI offline investments.

6- Can you tell us a bit about how do you earn money for your program? What platform you use? What profits you expect to receive daily to make your program sustainable in the long run?

I just explained that above basically, but to answer the other question we are using the B-Trader online trading platform, and the robot is using MT5.

The EBI team receives profits on our own personal investments, plus the profit on members investments, which can be anywhere from (-1%) per day to 4% per day.

7- What payment processors do you accept? Do you plan to expand this list in the near future?

We are accepting LR PM AP and SP. We plan to add GDP and STP in the future, as well as bank wire once we are offshore.

8- I know that payouts to LibertyReserve are processed instantly but what about payouts to the other payment processors?

Our payment processor accounts have been hacked already due to the LR API, and we lost a few bucks. So we decided to create a separate LR account for instant payments that won’t have more than $50 or $100 in it at any given time. This is the account that you are getting paid instantly from.

As you know, it is harder to get AP and SP accounts, so we only have one account there. For AP SP and PM, we pay manually, within 6-24 hours, usually sooner if it is in the daytime.

LR is still, and probably always will be, processed instantly.

9- What about the security of the EdwardBrownInvestments website? What steps have you taken to protect both yourself and members from malicious hackers and DDoS attacks?

We are hosted on DdoSWiz.

10- Tell us as well about your hosting provider and your script. Who are they supplied by and how highly would you rate them in terms of the quality of the product they provide and the after sales support?

No Comment…

11- What can you tell us about the success of the program overall so far? Are you pleased with the level of growth to date? Can you give us any statistics on the amount of active members and the total amount deposited/withdrawn?

I am very pleased with EBI’s growth these past two months. I consider EBI a family, and I personally greet every new member with a personal email. (Usually, lol)… The deposits and withdrawals are a private amount, unlike the old EBI, where Edward shared the personal information with everyone, LOL!

12- What kind of customer support do you offer to members? What are the most effective ways of getting in contact with you if I have questions or problems?

I was hoping that you would ask that!! We have email support, of course, as well as LIVE CHAT, a Post office box where you can mail us things, and a phone number that you can call anytime of the day. (+1-305-775-4849… you will be speaking to Morgan Brown.)

13- What would you say to a potential member of EdwardBrownInvestments? Why choose you over the hundreds of other programs?

Let me correct you. “Why choose you over the hundreds of programs?” And you just answered yourself. Other people are just “programs”… they will be gone in a few weeks, months, etc. EBI will not though… we are hear to stay. You just have to learn to hear honesty… and that is what Edward Brown Investments is.

Every scammer says the same thing, but this time, you have to believe it. Just try EBI out, you will love what you see. At EBI the same level of kindness and support is given to the $25 investor, as it is to the $50,000 investor.

14- And finally is there anything else you wish to say that was not touched on by my questions? Thanks for providing me with this interview.

Just invest with EBI! What else can I say?

Oh also, I freaking love your website… if your website was a object in real life, I would steal it. Great work!!

Thanks a lot to Kevin for taking the time to answer my questions. and let me wish him and all the members of EdwardBrownInvestments the very best of luck with their investments. That’s all for today guys. Please make sure to check back tomorrow for more news and updates.